Step By Step
Step One
When you have found the house of your dreams and you wish to purchase it, all that remains are the
legalities.Initially the terms of sale have to be agreed, written agreements signed by the seller
and the buyer before that agreement is legally binding on both of them.
Step Two
Before this can happen the sellers Solicitors must prepare the agreements from information contained
in the Deeds and send out those agreements with a number of other forms giving additional information,
for example in relation to fixtures, fittings and contents at the house and also, if the seller has
agreed to do so, the results of the Local Authority Search form obtained from the Local Council.
Step Three
It is then the buyers Solicitors reponsibility to make sure all these documents are in order and go
through them with the buyer. In addition the property must be surveyed by the buyer, or if he is
having a mortgage, by his Building Society Surveyor, and any necessary borrowing arrangements
confirmed in writing.
Step Four
At that stage the buyer will then be able to commit himself to going ahead by signing the agreement
and assuming that the seller is satisfied about his own moving arrangements ( this will probably
mean having carried out similar procedures on any associated purchase he may have ) the seller will
also sign. Solicitors acting for the seller and the buyer then agree to hand over signed agreements
to each other so that the buyers Solictor then has an agreement signed by the seller and vice versa.
At the same time the buyers Solicitor will pay over a deposit which is usually 10%, though sometimes
less if for example the buyers mortgage is for more than 90% of the price. This handing over of
agreements or 'Exchange of Contracts'
Step Five
Following 'Exchange of Contracts' the buyers Solicitors prepare a document which will actually
transfer ownership of the property to the buyer as well as any mortgage forms including life
assurance mortgage forms at the request of the Building Society. There are a number of further
search enquiry forms for the buyers Solicitors to deal with in the run up to the 'Completion Date'.
This is the date fixed in the agreement for the balance of the purchase price to be payed in return
for which the sellers Solicitors will hand over the Deeds of the house and the keys of the property
(although the keys are usually dealt with direct through the Estate Agents).
We will keep you advised of all the stages referred to above so that your move goes as smoothly as
possible.
 
Fixed Prices
We offer a fixed, low price for your conveyancing. No messing, no fuss. When you ring us we
will give you a price and, so long as the details of the purchase don't change, that is the price
we will charge you. There are no hidden extras, so you know right from the start what you will pay.
 
The Service
Just because we can offer you low cost, fixed price conveyancing, we don't expect you to have to
give up on service. Our computerised conveyancing system is fast, efficent and effective. We are
only too happy to talk over any problems you may have at any time - just call. And when you do call,
We will have all your details to hand and completely up to date - ready to help you in any way we
can.
 
How This Helps You
A house is probably the most expensive thing you will ever buy, and you need to know how much the
total cost will be from the start so that you can plan ahead. We can help you plan ahead by fixing
the conveyancing costs, being on hand to help with any problems and making sure everything happens
as quickly as possible.
 
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